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Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes. Clients who make all their monthly program payments pay approximately 50% of their enrolled balance before fees, or 68% to 75% including fees, over 24 to 48 months. Not all clients are able to complete programs for various reasons, including their ability to save sufficient funds. Our estimates are based on our own professional experience and prior results, which vary depending on each individual specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to your creditors or provide tax, bankruptcy, accounting, legal advice or credit repair services. Our service is not available in all states and our fees may vary from state to state. We recommend that you contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Please read and understand all program materials prior to enrollment. CareOne may transfer you another company that can assist you in the state you live in and receive compensation. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements obtained on your behalf resolve the entire account, including all accrued fees and interest.

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